Plant, equipment, machinery, commercial vehicles, technology. Through Carrot Finance, we connect UK businesses with flexible finance facilities, from sole traders right up to corporate clients.
Initial enquiry, no commitment.
Tell us a bit about what you need to finance. We will route your enquiry to the right team at Carrot Finance, who will be in touch within one business day. Approval is subject to status, affordability and lender criteria.
This page is for illustration only and is not a finance offer, quotation, credit decision or guarantee of eligibility, rate or approval. All finance facilities are subject to status, affordability and individual lender criteria.
MotifyMe® Ltd acts as an introducer only and is an Introducer Appointed Representative of Presto Finance Ltd (IAR reference: 1050625), which is an Appointed Representative of Carrot Finance. Presto Finance Ltd is authorised and regulated by the Financial Conduct Authority (FCA number 984108). Any credit assessment will be carried out by the lender, with your consent and in line with their criteria. Full legal information
From initial enquiry to drawdown, Carrot Finance keeps things straightforward.
Complete the secure application form. Tell us about your business and what you need to finance.
A specialist from Carrot Finance will be in touch within one business day to discuss your requirements.
Carrot reviews your enquiry against their lender panel and presents the facilities best suited to your business.
Once approved and contracts are signed, funds are released to acquire your asset.
Carrot Finance arranges funding across a broad range of facilities, from straightforward asset purchases through to property development, working capital and bespoke commercial deals. UK businesses of every size, no upper limit on lending.
Funding for vehicles, plant, equipment, and machinery, structured around the asset itself.
Unsecured and secured term loans for working capital, growth and general business funding.
Short-term funding for time-sensitive opportunities, property completions and gap finance.
Owner-occupied, investment and refinance mortgages on commercial property.
Residential and commercial development finance, refurbishment, and ground-up build projects.
Funding to support the planning process and unlock value before development begins.
Release working capital tied up in your sales ledger with invoice discounting and factoring.
Spread the cost of HMRC payments, VAT bills and corporation tax with a dedicated facility.
HGVs, vans, plant trucks, refrigerated units and specialist commercial vehicles.
Finance facilities for software licences, IT infrastructure and technology investment.
Solar PV, EV charging infrastructure, heat pumps and other renewable energy assets.
Commercial insurance and professional introductions to specialist partners across the network.
If you need finance for multiple vehicles or are running a fleet, get in touch directly and we will discuss your requirements and next steps with Presto Finance.
A few things that come up most often. For anything else, get in touch and we will route you to the right team.
Submitting an enquiry does not commit you to anything. A Carrot Finance specialist will be in touch to discuss your requirements before any formal credit assessment is carried out. Any credit searches will be explained in advance and will require your consent.
MotifyMe® introduces enquiries to Carrot Finance, who work with a panel of UK lenders. MotifyMe® is an Introducer Appointed Representative of Presto Finance Ltd, which is an Appointed Representative of Carrot Finance.
No. The asset finance enquiry route is open to any UK business, with or without a MotifyMe® subscription.
Carrot specialises in larger asset finance facilities. There is no upper limit on lending. For smaller-ticket vehicle finance under £75k, our vehicle finance page is the right route.
Your enquiry goes directly to Carrot Finance. A specialist will be in touch within one business day to discuss your requirements, suitable facilities, and next steps.
No. MotifyMe® acts as an introducer only and does not arrange finance, give regulated advice, or handle client money. Carrot Finance and the underlying lender handle the regulated activity.
Tell us a bit about your business and what you need to finance. No commitment, no obligation, just a conversation about the right facility for you.